Irish non-bank lender Finance Ireland has reported pre-tax profits of €24.9m for its 2025 financial year, a 23% increase on the €20.3m recorded in 2024, with new lending of €624m across its motor finance, commercial real estate, SME leasing, and agricultural finance divisions.
The Irish Examiner reported that the company's motor finance division delivered a record year, with new loans up 12% annually and the outstanding loan balance rising 26% from €518.4m in 2024 to €653.2m at the end of 2025.
Its commercial real estate segment grew its loan book by 10% to €526.4m, while the SME leasing segment recorded growth of 12.1% to €101.8m. The agri-finance loan book stood at €115.9m, with new lending slightly lower year-on-year.
Finance Ireland founder and chief executive Billy Kane described the results as a very strong set of results driven by our disciplined lending approach and deep cross-sector expertise, adding that the business is exceptionally well-positioned for continued growth.
The company, founded in 2002 and employing 135 people as of year-end, paid a dividend of €75 during 2025 in reflection of the year's performance.
Kane noted the business continues to attract interest from potential acquirers, stating that the firm has strong and deep-pocketed shareholders who support our future growth ambitions, including acquisitions, as the non-bank market consolidates.
Earlier this year, Austrian banking group Bawag had been reported as exploring an acquisition of Finance Ireland, though discussions ended without agreement in mid-March. Bawag has since announced its intention to acquire pillar bank PTSB in an all-cash transaction valued at €1.6bn.
Finance Ireland operates across motor finance, commercial real estate, SME leasing, and agricultural finance, serving businesses and individuals across Ireland.
Access the full Finance Ireland results report on the Irish Examiner.


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